- Finance Home Purchases
- NO COST Refinancing
- Interest rate reduction
- Cash/Out Equity
- Construction-To-Perm Loans
- Credit Counseling
- Free interest rate quotes
Gershman Mortgage's Privacy Policy
Gershman Mortgage is committed to protecting the privacy and security of the information you share with us. This Privacy Disclosure will help you understand how we use and safeguard information of our customers and former customers.
Our postal address is:
7 North Beamiston
Clayton, MO 63105
We can be reached via e-mail at info@stllending.com or you can reach us by telephone at 314-889-0647 or 314-889-0654.
Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency (commonly known as a credit bureau).
Information We Disclose
We do not disclose any nonpublic personal information about our customers or
former customers to anyone, except as permitted by law. We do not sell customer
lists to anyone. While we may share information about you with our affiliates
(companies related to us by common ownership, control or with whom we have an
Agreement), we will not share information obtained from an outside source or
provided by you on applications with any other party unless we have first given
you an opt out notice in accordance with the Fair Credit Reporting Act telling
you how you may choose to restrict the sharing of information from outside
sources with other parties.
We may disclose nonpublic personal information about you to the following types of third parties:
- Financial service providers, such as mortgage bankers or other purchasers of loans;
- Non-financial companies, such as investors that may purchase loans; and
- Others, such as non-profit organizations that may purchase loans.
We may also disclose nonpublic personal information about you to nonaffiliated third parties, including the following:
- To government, regulatory, and legal authorities in response to a subpoena, to prevent fraud, to comply with an inquiry by a government agency or regulator, or as necessary for other legal purposes;
- To third parties that perform services for us in the processing or servicing of your transaction, or that perform marketing or other services on our behalf;
- To third parties in connection with a proposed or actual securitization, secondary market sale (including sales of servicing rights), or similar transaction; and
- To third parties at your direction or with your consent, or as otherwise permitted by law.
Safeguarding Your Information
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
Accuracy of Your Information
We strive to keep our record accurate and will make appropriate corrections when
you notify us. Please let us know if there is incorrect information in any
statements or other communications that you receive from us.
Keeping Up-To-Date
We may modify our privacy practices occasionally. If we do so, we will
communicate any material changes to you as required by law. If you have any
questions concerning our privacy practices, please feel free to contact us.
